process
Financial management is so much more than just “saving for retirement.” It’s about adequately protecting yourself in the early years when money is tight and debts are high to eventually paying down debts and accumulating wealth. It is about protecting your assets from eroding elements like inflation, taxation, and market fluctuation. In other words, it’s about having and following a carefully crafted strategy. My six step process will inspire you to become intentional about your finances. This process will diagnose issues, create a personalized strategy, provide easy to follow action steps, establish accountability, and educate, so you feel empowered to make informed financial decisions.
01
the "talk"
This is a chance for us to connect and get to know each other. I want to know YOU - your goals, your dreams, your aspirations, and how I may come alongside you to help realize them.
02
the MRI
A comprehensive financial needs analysis. I look at your debts, insurances, savings, and investments to see where you’re at and then recommend personalized strategies to strengthen all areas of your financial world.
03
the foundation
We start with a sound insurance strategy to avoid a financial catastrophe in case of an untimely death, critical illness, or a disability. Laying a solid foundation is the key to building a strong and stable financial house.
04
the nest
Now we design a wealth accumulation plan and construct portfolios that align with your short-term, long-term, and very long-term goals.
05
the will
Not having one leaves you vulnerable to others making decisions for you. Through one of my partner firms, I’ll facilitate the preparation of a legal will.
06
the "wagon"
None of it will matter if there is no accountability. You and I will put a schedule together to regularly monitor and review both your plan and your portfolio to ensure you stay on the wagon and realize the fruits of your efforts.
insurance services
life insurance
Life insurance helps ensure that your loved ones are financially protected in the case of an untimely death.
personal health insurance
Personal health insurance provides coverage for medical costs not covered by government plans.
critical illness insurance
Critical illness insurance helps subsidize costs associated with surviving a life-altering illness or surgical procedure in the form of a lump sum, tax-free payment.
long-term care insurance
Long-term care insurance pays a monthly amount that helps cover the cost of dependency due to diminished physical or mental abilities.
disability insurance
Disability insurance helps protect your income if you are disabled or involuntarily lose your job.
group insurance
Group insurance helps attract and retain quality employees by offering comprehensive plans that include medical, dental, vision care, prescription drugs, life, disability, and critical illness insurance to name a few.
travel insurance
A wide range of travel insurance solutions, ensuring you are protected on your next vacation or business trip.
investment services
retirement savings (rrsp)
Capitalize on tax-deductible contributions and tax deferred growth through this powerful savings vehicle.
retirement income (rif)
Maximize retirement income with an extensive line of solutions.
tax free savings (tfsa)
Grow your savings without any tax consequences with this unique savings vehicle.
education savings (resp)
Capitalize on tax-deductible contributions and tax deferred growth through this powerful savings vehicle.
disability savings (rdsp)
Maximize retirement income with an extensive line of solutions.
All mutual fund trades through Portfolio Strategies Corporation.